We have the Loan you need.

We know you’re busy. We also know that small business lending programs can be complex and you don’t have time to waste figuring out what kind of financing your small business or clients need for continued growth. That’s why we’re here. We tailor solutions specifically for small businesses. Our hands-on approach to lending helps deliver expertise to borrowers across North Dakota, Western Minnesota, and Rural Montana, and we aim to create jobs that keep our communities thriving.

We have several loan programs to fit almost any business need – but don’t worry about figuring out which program you need, we will do that for you.  Learn more below about what makes Dakota Business Lending a great choice as a small business financing partner for lenders and borrowers.

*Specific project eligibility guidelines apply for all of our loan programs. Talk to a Dakota Business Lending expert for complete details.

Available Loan Programs

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learn about our available loan programs

Financing for Start-up Businesses: SBA 7a Community Advantage, Main Street and Kiva loans.
Obtaining financing is often one of the most significant challenges of being a start-up. Dakota Business Lending specializes in partnering with borrowers with limited financial resources and no history to get the financing they need. This helps them launch their new business and build the businesses credit to become bankable in 3-5 years.

Financing for Existing and Growing Businesses: SBA 7a Community Advantage, Rural Development IRP, SBA ILP, and Main Street loans.
Growing businesses have a variety of ways they need financing to keep momentum going and profits growing. Dakota Business Lending offers several programs that provide loans from $1,000-$250,000 with low down-payment, and competitive interest rate options.

Financing for Real Estate & Long Term Fixed Assets: SBA 504 loans.
When your business is ready to take the steps toward expansion, Dakota Business Lending has the proper tools to get you there. Whether purchasing commercial real estate, obtaining major equipment, or consolidating debt, an SBA 504 or SBA 504 Debt Refinance loan program is tough to beat.

SBA 504
Interest Rates

August 2019
10 Yr: 3.937%
20 Yr: 3.531%
25 Yr: 3.630%

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504 Loan Calculator