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SBA 504
Interest Rates
June 2018

10 Yr: 5.298%

20 Yr: 5.320%

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Community Impact

There is an abundance of ways in which Dakota Business Lending works to help create stable small businesses across North Dakota and Western Minnesota. As our team inspires local entrepreneurism and enhances the connection between the borrower and the lender, owners and their organizations grow into trusted pillars of their communities and are equipped to make their own impact in the regions they serve.

How Dakota Business Lending is
working in our local communities

Main Street Program
Main Street Program
Start-ups and emerging small businesses breathe new life into communities all around North Dakota. The purpose of Dakota Business Lending’s Main Street Program is to encourage the creation and stability of small businesses across the state. Dakota Business Lending invested over $400,000 dollars to create the Main Street Program to support start-ups and emerging small businesses.
Women's Business Summit
Women’s Business Summit
Dakota Business Lending sees first-hand how women are making a difference in the world of small business, which is why we are a proud partner of the Women’s Business Summit. The WBS is a summit to bring women in North Dakota together to inspire entrepreneurism and personal growth, provide career advancement and business development skills, and connect women with resources and opportunities. By forging partnerships, we are helping make a difference in women’s lives in North Dakota.
Trustee with Kiva
Trustee with Kiva
Small, start‐up, and home‐based businesses are the engine of economic growth and job creation. This is why we became a Trustee of Kiva in 2014. This non-profit organization Kiva serves entrepreneurs in the U.S. who are looking for microfinance loans. Our endorsement with Kiva expands financial opportunities, reduces capital costs, and enhances connections between the borrowers and lenders. Specifically, we can access up to $25,000 at a zero percent rate for small businesses. To date, Dakota Business Lending has sponsored 14 small businesses for a total of $82,000.
Partner with PTAC
Partner with PTAC
Dakota Business Lending has a passion for strengthening the North Dakota economy. This is the driving force behind our partnership with the Impact Foundation: Procurement Technical Assistance Center (PTAC). The Impact Foundation teaches fundraising so that non-profits can tap into the abundance of wealth in our region. This foundation also aims to help businesses expand into the government market. The PTAC delivers comprehensive procurement technical assistance to businesses wanting to sell their goods and services to the government. Since 2012, PTAC has assisted in creating or retaining at least 400 jobs and helped businesses secure over $96 million in government contracts.

How is Dakota Business Lending working to strengthen the North Dakota economy through this partnership? Our involvement was critical in the formation of the Impact Foundation through a $75,000 grant that was utilized to access over $20 million in health related grants for North Dakota.
Dakota CDC
Dakota Certified Development Corporation Charitable Fund
It all started with a strategic planning session in 2005. At that time, an idea was born that was aimed at creating long-term impact on the growth and economy of North Dakota. At Dakota Business Lending, we are passionate about developing efforts to further our mission.

The Dakota Certified Development Corporation Charitable Fund was formed to raise funds that provide financing solutions through collaborative partnerships in a supportive and creative environment. The ultimate goal is to grow the economy and create and preserve quality jobs in North Dakota and Western Minnesota.