Out of the Mouths of Sages

By kfuglseth@dakotabusinesslending.com / March 1, 2019 / 0 Comments

We have the great honor of working with many savvy women business owners.
Each one with a fresh perspective and unique ideology of what it takes to run their business. As we look across our portfolio, there is one thing that they all have in common – wisdom. With experience comes wisdom. With wisdom comes the responsibility to share it…

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Hiring A Newbie

By kfuglseth@dakotabusinesslending.com / February 1, 2019 / 0 Comments

You’ve been searching for a while, but just haven’t found the right person to fill that role.
Until now. However, you are stressing – big time – because they have no work experience. At all! You think he will be able to do the job, but there’s no work history to give you the “normal” comfort level of a new employee. Go easy on yourself here. I promise you…

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The Gift of Reflection

By kfuglseth@dakotabusinesslending.com / January 1, 2019 / 0 Comments

Happy New Year 2019!
As we ring in the excitement of this new year, I can’t help but revel in the joys of the holiday season. There were families, friends and feasts. Laughter, memories and traditions. But we would be remiss if we didn’t acknowledge that our society has spent the past couple months in serious gift giving-mode and even gift giving-overload…

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Look Into Your Crystal Ball

By kfuglseth@dakotabusinesslending.com / November 1, 2018 / 0 Comments

Budgets, forecasts, & projections.
All essentially mean the same thing when it comes to looking forward with your business and its anticipated financial performance. It’s a very common topic this time of year as many business owners look to plan out their expectations for the next year. What’s not common, however, is the level…

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Show Me The Money!

By kfuglseth@dakotabusinesslending.com / October 1, 2018 / 0 Comments

It seems logical that a business owner would have in-depth knowledge of their financial performance, but the reality is that most businesses happen from a dream or hobby and the owners learn by trial and error as they grow.
Interpreting and controlling financials is almost a mystery and we see what that means when we get a loan application from a business…

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Credit, Schmedit

By kfuglseth@dakotabusinesslending.com / September 1, 2018 / 0 Comments

It’s ALL over the news lately – credit scores, credit report, credit agency hacked, credit this…credit that!
What’s all the fuss anyway? Well my friends, if you have just put your head in the sand with hopes of ignoring it, you may very well be setting yourself up for financial headaches down the road.

Personal credit and credit history is an often…

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Your Business Plan: Dust Collector or Growth Springboard

By kfuglseth@dakotabusinesslending.com / June 1, 2018 / 0 Comments

Once upon a time, you had to sit down and write out your story and plan for your business.
They called it a “business plan.” Perhaps it was requested by your banker, or an advisor that was helping you start your business asked you to provide one, or maybe even because you heard that you…

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I HAVE A DREAM (& need a loan)!

By kfuglseth@dakotabusinesslending.com / March 1, 2018 / 0 Comments

The dream has been pestering you for a while and you’ve finally decided to explore the potential.
You’ve done your homework. You’ve spent countless hours writing a business plan, working and re-working financial projections, studying the market and competition. Perhaps you have even dabbled in this dream as a hobby, but now you are ready to…

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What Do You Believe?

By kfuglseth@dakotabusinesslending.com / November 1, 2017 / 0 Comments

If you have had the opportunity to read the first three articles in this series, they have all lead to the wrap up of this theme.
The first message asked “What is your dream?” The second article asked “Who is critical to your success?” The last article asked “How does the magic happen?” For us, the answer to these questions is the foundation for what we do…

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How Does The Magic Happen?

By kfuglseth@dakotabusinesslending.com / August 1, 2017 / 0 Comments

They say that two heads are better than one.
When multiple minds come together with a willingness to contribute, are actively engaged and share a common purpose, amazing things happen. In today’s world, this is known as collaboration.

In my last column, we talked about the relationships that are critical to the success of your business. Individually, they are…

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SBA 504
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November 2019
10 Yr: 3.933%
20 Yr: 3.742%
25 Yr: 3.800%


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