Jan 1, 2019
Happy New Year 2019!
As we ring in the excitement of this new year, I can’t help but revel in the joys of the holiday season. There were families, friends and feasts. Laughter, memories and traditions. But we would be remiss if we didn’t acknowledge that our society has spent the past couple months in serious gift giving-mode and even gift giving-overload…
Nov 1, 2018
Budgets, forecasts, & projections.
All essentially mean the same thing when it comes to looking forward with your business and its anticipated financial performance. It’s a very common topic this time of year as many business owners look to plan out their expectations for the next year. What’s not common, however, is the level…
Oct 1, 2018
It seems logical that a business owner would have in-depth knowledge of their financial performance, but the reality is that most businesses happen from a dream or hobby and the owners learn by trial and error as they grow.
Interpreting and controlling financials is almost a mystery and we see what that means when we get a loan application from a business…
Sep 1, 2018
It’s ALL over the news lately – credit scores, credit report, credit agency hacked, credit this…credit that!
What’s all the fuss anyway? Well my friends, if you have just put your head in the sand with hopes of ignoring it, you may very well be setting yourself up for financial headaches down the road.
Personal credit and credit history is an often…
Jun 1, 2018
Once upon a time, you had to sit down and write out your story and plan for your business.
They called it a “business plan.” Perhaps it was requested by your banker, or an advisor that was helping you start your business asked you to provide one, or maybe even because you heard that you have to have one…
Mar 1, 2018
The dream has been pestering you for a while and you’ve finally decided to explore the potential.
You’ve done your homework. You’ve spent countless hours writing a business plan, working and re-working financial projections, studying the market and competition. Perhaps you have even dabbled in this dream as a hobby, but now you are ready to…
Nov 1, 2017
If you have had the opportunity to read the first three articles in this series, they have all lead to the wrap up of this theme.
The first message asked “What is your dream?” The second article asked “Who is critical to your success?” The last article asked “How does the magic happen?” For us, the answer to these questions is the foundation for what we do…
Aug 1, 2017
They say that two heads are better than one.
When multiple minds come together with a willingness to contribute, are actively engaged and share a common purpose, amazing things happen. In today’s world, this is known as collaboration.
In my last column, we talked about the relationships that are critical to the success of your business. Individually, they are…
Jun 1, 2017
You made the leap.
It’s time to turn your dream into a reality. You have a vision, you know what you are selling and why people will buy it. Perhaps you’ve been doing it for a while. Regardless of the stage of your business, just like raising a child, one thing is certain – it takes a village.
Long lasting and meaningful relationships are the cornerstone to ongoing…
Mar 1, 2017
All businesses start out as a dream.
A hope, a vision, an intent to accomplish something. Whether that dream began as a child or was created out of happenstance, when someone decides to pursue that dream, amazing things can happen.
We see it every day. Someone takes the steps to begin the journey of starting or growing a small business. It’s a journey that…